WhatIF version 1.0.0 marks the first production release of the platform, giving actuarial, pricing, and underwriting teams the ability to simulate the financial impact of rate changes against a live policy portfolio — before anything reaches production. Teams can now build scenarios, re-rate policies at scale, and analyse premium displacement across the full book of business through a single, governed platform.
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| Version | 1.0.0 |
| Release Date | July 2026 |
New Features
- User Creation & Access Management: Create and manage users with role-based access control, product-level permissions, and account activation.
- Environment Management: Configure and monitor multiple deployment environments with support for add, edit, activate, deactivate, and delete actions.
- Risk Insights Configuration: Define analytical reports by selecting products, risks, attributes, and dimensions for KPI and premium displacement reporting.
- Coverage Insights Configuration: Configure coverage-based analytical reports with risk-to-coverage mapping for slice-and-dice analysis.
- Rate Insights Configuration: Configure rate-based analytical reports by mapping risks, coverages, rate items, and rate attributes.
- Policy Insights Configuration: Configure policy-level analytical reports using transaction attributes, dimensions, and filters.
- General Settings – Locale & Currency Configuration: Set platform-wide currency and display format preferences applied across all reports and dashboards.
- Environment Health Check: Validate connectivity and operational readiness of configured environments before executing scenarios.
- Dashboard & Scenario Management: Centralized workspace displaying premium metrics, scenario activity, execution status, and portfolio analysis insights.
- KPI Builder & Profile Management: Create and manage reusable KPI profiles across Risk, Rate, Coverage, and Policy insight types for analytical reporting.
- Product & Plan Selection: Select a line of business and associated plan to target the correct rating configuration for scenario analysis.
- Book of Business Configuration: Select or create a filtered policy portfolio with real-time policy count and distribution analytics.
- Scenario Creation & Rate Configuration: Define rate modifications across base rates, factors, and pricing tables with inline and bulk editing support.
- Scenario Execution: Execute scenarios asynchronously against the selected Book of Business with background processing and status tracking.
- Failed Policy Execution Analysis: Review, classify, and export policies that failed during scenario execution with policy-level failure details.
- Premium Displacement Report: Compare Charged, Current, and Proposed premiums at portfolio, segment, and policy level with dynamic KPI filtering.
- Winner / Loser Analysis Report: Classify policyholders into premium change bands to evaluate customer impact distribution before rate deployment.
- Segment Analysis Report: Analyse premium displacement across configurable dimensions such as Territory, Vehicle Type, State, and Agent Code.
- Scenario Compare Report: Side-by-side comparison of multiple pricing scenarios to evaluate uplift, revenue impact, and portfolio displacement.
- Rate Comparison Report: Policy-level and rate-component-level comparison of Charged, Current, and Proposed rates with KPI-driven drill-down.
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| Release Date | July 2026 |
| Version | 1.0.0 |
| Business Impact | Major |